Torrance, Redondo Beach and Manhattan Beach real estate and homes for sale in California - The Frank Kenny Real Estate Team, REALTORS® The Frank Kenny Real Estate Team REALTORS(r) for Torrance, Redondo Beach and Manhattan Beach, California real estate - NUMBER1EXPERTS™ The Frank Kenny Real Estate Team NUMBER1EXPERTS(tm) for Torrance, Redondo Beach and Manhattan Beach, California real estate

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The Frank Kenny Real Estate Team, REALTORŪ, real estate agents and broker for Torrance, Redondo Beach and Manhattan Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 310-465-2340.




"He has surpassed our expectations."
"My husband and I feel so fortunate to have been recent clients of Frank's."
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First Time Homebuyers: Torrance, Redondo Beach and Manhattan Beach California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Torrance, Redondo Beach and Manhattan Beach real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below... 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and We promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?

A 
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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The Frank Kenny Real Estate Team, REALTORŪ, real estate agents and broker for Torrance, Redondo Beach and Manhattan Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Kenny Real Estate Team
Keller Williams Realty

23670 Hawthorne Blvd., Suite 101
Torrance, CA 90505
310-465-2340
Fax: 310-791-0123
Service@FrankKenny.com

Thank you for visiting our web site and welcome to the South Bay! We have assisted hundreds of people in achieving their real estate goals for several years. Buying or selling a home is an important transition in your life. We will take the time to find out exactly what your needs are and we are committed to finding the perfect home for you as you begin a new chapter in your life. It is our goal to provide you with the most comprehensive 'informational' and stress-free experience possible. For a new beginning and a fresh perspective, give us a call--you'll be glad you did!

CRSEqual HousingMLSREALTOR


Moore & Associates Realtors real estate and homes for sale in Torrance, Redondo Beach and Manhattan Beach California

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