Torrance, Redondo Beach and Manhattan Beach real estate and homes for sale in California - The Frank Kenny Real Estate Team, REALTORS® The Frank Kenny Real Estate Team REALTORS(r) for Torrance, Redondo Beach and Manhattan Beach, California real estate - NUMBER1EXPERTS™ The Frank Kenny Real Estate Team NUMBER1EXPERTS(tm) for Torrance, Redondo Beach and Manhattan Beach, California real estate

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The Frank Kenny Real Estate Team, REALTORŪ, real estate agents and broker for Torrance, Redondo Beach and Manhattan Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 310-928-9035.







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Frank and his team are an absolute dream to work with.
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Mortgage Prequalification: Torrance, Redondo Beach and Manhattan Beach California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Torrance, Redondo Beach and Manhattan Beach Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

See All Tips In The "Making An Offer" Category >
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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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The Frank Kenny Real Estate Team, REALTORŪ, real estate agents and broker for Torrance, Redondo Beach and Manhattan Beach California home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Kenny Real Estate Team dre #01250123
Keller Williams Realty dre #01854035

2790 Skypark Dr., Suite 105
Torrance, CA 90505
310-928-9035
Fax: 310-791-0123

Thank you for visiting our web site and welcome to the South Bay! We have assisted hundreds of people in achieving their real estate goals for several years. Buying or selling a home is an important transition in your life. We will take the time to find out exactly what your needs are and we are committed to finding the perfect home for you as you begin a new chapter in your life. It is our goal to provide you with the most comprehensive 'informational' and stress-free experience possible. For a new beginning and a fresh perspective, give us a call--you'll be glad you did! Contact Us

CRS Equal Housing MLS REALTOR


Moore & Associates Realtors real estate and homes for sale in Torrance, Redondo Beach and Manhattan Beach California

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